If you are wanting one of my hats but don’t have the money upfront, I am happy to offer layaway for you with only $10 down!  Hats must be paid at least every two weeks and completely paid off within two months. 
All payments are final and may not be transferred nor returned. This is money to pay for a hat and is a contract to buy. If payments are received and then not paid off, moneys are lost due to me taking it off the market. It would be better to pay off and then to resell if you cannot finish payments. Payments are considered late if they are 16 days apart without notifying me. Then, payments are lost and hat goes back on the market. If you decide to renew layaway after that time period  AND the hat is still available, a late fee of 10% will be added as well as any loss of price. 
So, if you need to be late, contact me ahead of your payment time. I will not allow more that 7 days additional and a fee may be accrued depending upon time. I am reasonable and want you to have my hat, I just need to keep business policies intact.
I will set up an invoice for you through the website here for you. I just need to know the extent of time you will want before hat is paid off. Please note that you will need to pay for shipping too if not picked up.
Thank you for allowing me to provide you with one of my fabulous hats!